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Fee types in detail

There are many kinds of fees and just as many different terms to describe them. Working out what they’re all for and why you have to pay them can be confusing and time-consuming.

"We will provide an independant report on your superannuation products that covers fees"

In this section, you’ll find detail about the different types of fees, including their names, likely costs (based on an individual savings product) and tips on what to watch out for. Many of them are unrelated to the fees your adviser is paid but cover other costs such as those associated with the provider. Products may have different fees depending on whether you’re investing a lump sum or making regular contributions.

All licencied financial advisers need to show certain fees as being at $0 or 0%.

"Depending on the type of investment, you may be charged some or most of the following, but remember it is the overall cost that matters"

When you start investing

  • Consulting fee
  • Entry fee
  • Bank fees
  • Statment of Advice fees

As you invest new savings

  • Monitoring fees
  • Servicing fee
  • Switching fee  

Running the product

  • Administration fee
  • Associated costs
  • Brokerage
  • Investment fee
  • Out of fund costs
  • Trustee fee  

When you withdraw savings

  • Exit fee



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