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To make sure your money works just as hard as you do, it's imperative that you plan for the future, and not simply let the future take care of itself.

Astute financial planning is the key. There is no substitute for a well thought out plan, that is flexible enough to see you through the ups and downs of life.

The first step is to define your short and long term goals, based on your current and anticipated income, assets, current and future expenses and the income you'll need in retirement.

Our financial planning advisers can help you with this process and guide you through the maze of taxation planning and legislative requirements. All advisers at 4 Financial Advice are approved after years of training and continuing professional education hours.
The advisers at 4 Financial Advice can guide you through the most effective investment choices to build and protect your wealth, providing advice in the following areas:


  • Financial Planning Advice
  • wealth creation
  • pre-retirement and retirement planning
  • salary packaging
  • self managed superannuation funds
  • maximising your superannuation
  • corporate superannuation
  • wealth transfer and estate planning
  • rollovers and pensions
  • redundancy payout options
  • margin lending
  • post retirement strategies
  • taxation planning
  • investment selection and administration
  • personal insurance


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